Call reports 2012
FIRST STATE BANK, THE — 2012
What FIRST STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,895,000 | 50,926,000 | 49,514,000 | 48,488,000 |
| Total loans | 25,915,000 | 26,596,000 | 25,507,000 | 25,787,000 |
| Allowance for loan losses | 617,000 | 626,000 | 637,000 | 644,000 |
| Securities available for sale | 7,398,000 | 8,980,000 | 8,989,000 | 10,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,065,000 | 46,981,000 | 45,419,000 | 44,251,000 |
| Interest-bearing deposits | 37,333,000 | 36,657,000 | 35,316,000 | 33,594,000 |
| Noninterest-bearing deposits | 8,732,000 | 10,324,000 | 10,103,000 | 10,657,000 |
| Equity capital | 3,798,000 | 3,915,000 | 4,069,000 | 4,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,033,000 | 1,545,000 | 2,092,000 |
| Interest expense | 105,000 | 203,000 | 289,000 | 368,000 |
| Net interest income | 398,000 | 830,000 | 1,256,000 | 1,724,000 |
| Noninterest income | 111,000 | 216,000 | 304,000 | 431,000 |
| Noninterest expense | 348,000 | 713,000 | 1,069,000 | 1,470,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 50,000 |
| Pretax income | 161,000 | 333,000 | 501,000 | 678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 161,000 | 333,000 | 501,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,649,000 | 3,821,000 | 3,989,000 | 4,166,000 |
| Total capital | 3,978,000 | 4,172,000 | 4,337,000 | 4,510,000 |
| Risk-weighted assets | 26,004,000 | 27,831,000 | 27,543,000 | 27,225,000 |