Call reports 2010
FIRST STATE BANK, THE — 2010
What FIRST STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,577,000 | 38,053,000 | 39,021,000 | 38,696,000 |
| Total loans | 24,252,000 | 24,668,000 | 24,837,000 | 26,762,000 |
| Allowance for loan losses | 605,000 | 582,000 | 627,000 | 603,000 |
| Securities available for sale | 10,259,000 | 8,271,000 | 6,447,000 | 6,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,321,000 | 34,712,000 | 35,589,000 | 35,243,000 |
| Interest-bearing deposits | 29,746,000 | 28,839,000 | 28,068,000 | 28,861,000 |
| Noninterest-bearing deposits | 5,575,000 | 5,873,000 | 7,521,000 | 6,382,000 |
| Equity capital | 3,201,000 | 3,283,000 | 3,383,000 | 3,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 977,000 | 1,460,000 | 1,943,000 |
| Interest expense | 149,000 | 295,000 | 431,000 | 559,000 |
| Net interest income | 331,000 | 682,000 | 1,029,000 | 1,384,000 |
| Noninterest income | 92,000 | 179,000 | 270,000 | 405,000 |
| Noninterest expense | 334,000 | 667,000 | 990,000 | 1,366,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 90,000 |
| Pretax income | 102,000 | 192,000 | 282,000 | 356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 192,000 | 282,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,148,000 | 3,238,000 | 3,327,000 | 3,402,000 |
| Total capital | 3,472,000 | 3,564,000 | 3,657,000 | 3,751,000 |
| Risk-weighted assets | 25,670,000 | 25,796,000 | 26,082,000 | 27,637,000 |