Call reports 2009
FIRST STATE BANK, THE — 2009
What FIRST STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 33,854,000 | 35,817,000 | 36,015,000 | 37,061,000 |
| Total loans | 21,219,000 | 21,409,000 | 22,087,000 | 22,860,000 |
| Allowance for loan losses | 627,000 | 704,000 | 716,000 | 623,000 |
| Securities available for sale | 9,740,000 | 9,039,000 | 11,570,000 | 10,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,748,000 | 32,564,000 | 32,702,000 | 33,706,000 |
| Interest-bearing deposits | 25,690,000 | 26,044,000 | 27,366,000 | 27,774,000 |
| Noninterest-bearing deposits | 5,058,000 | 6,520,000 | 5,336,000 | 5,932,000 |
| Equity capital | 3,033,000 | 3,183,000 | 3,254,000 | 3,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 935,000 | 1,414,000 | 1,893,000 |
| Interest expense | 169,000 | 335,000 | 501,000 | 659,000 |
| Net interest income | 333,000 | 600,000 | 913,000 | 1,234,000 |
| Noninterest income | 86,000 | 177,000 | 261,000 | 363,000 |
| Noninterest expense | 314,000 | 625,000 | 964,000 | 1,333,000 |
| Provision for loan losses | 20,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 85,000 | 177,000 | 253,000 | 307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 177,000 | 253,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,998,000 | 3,090,000 | 3,166,000 | 3,221,000 |
| Total capital | 3,289,000 | 3,386,000 | 3,459,000 | 3,528,000 |
| Risk-weighted assets | 22,952,000 | 23,241,000 | 22,995,000 | 24,204,000 |