Call reports 2008
FIRST STATE BANK, THE — 2008
What FIRST STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 33,120,000 | 33,412,000 | 33,426,000 | 34,201,000 |
| Total loans | 20,910,000 | 20,841,000 | 20,948,000 | 21,550,000 |
| Allowance for loan losses | 611,000 | 621,000 | 623,000 | 597,000 |
| Securities available for sale | 8,353,000 | 8,664,000 | 10,581,000 | 10,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,998,000 | 30,258,000 | 30,264,000 | 30,872,000 |
| Interest-bearing deposits | 25,166,000 | 25,045,000 | 24,924,000 | 24,154,000 |
| Noninterest-bearing deposits | 4,832,000 | 5,213,000 | 5,340,000 | 6,718,000 |
| Equity capital | 3,025,000 | 3,062,000 | 3,087,000 | 3,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,142,000 | 1,687,000 | 2,235,000 |
| Interest expense | 233,000 | 450,000 | 655,000 | 841,000 |
| Net interest income | 361,000 | 692,000 | 1,032,000 | 1,394,000 |
| Noninterest income | 88,000 | 169,000 | 252,000 | 339,000 |
| Noninterest expense | 323,000 | 618,000 | 903,000 | 1,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 243,000 | 381,000 | 465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 126,000 | 243,000 | 381,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,874,000 | 2,991,000 | 3,054,000 | 3,138,000 |
| Total capital | 3,162,000 | 3,279,000 | 3,340,000 | 3,438,000 |
| Risk-weighted assets | 22,693,000 | 22,696,000 | 22,529,000 | 23,713,000 |