Call reports 2007
FIRST STATE BANK, THE — 2007
What FIRST STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,126,000 | 30,532,000 | 32,320,000 | 31,753,000 |
| Total loans | 21,780,000 | 21,443,000 | 20,240,000 | 20,785,000 |
| Allowance for loan losses | 599,000 | 640,000 | 704,000 | 605,000 |
| Securities available for sale | 6,835,000 | 6,832,000 | 9,340,000 | 9,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,470,000 | 27,773,000 | 29,358,000 | 28,550,000 |
| Interest-bearing deposits | 23,300,000 | 22,862,000 | 23,933,000 | 23,441,000 |
| Noninterest-bearing deposits | 4,170,000 | 4,911,000 | 5,424,000 | 5,109,000 |
| Equity capital | 2,562,000 | 2,653,000 | 2,859,000 | 3,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,142,000 | 1,716,000 | 2,322,000 |
| Interest expense | 208,000 | 426,000 | 651,000 | 880,000 |
| Net interest income | 358,000 | 716,000 | 1,065,000 | 1,442,000 |
| Noninterest income | 106,000 | 202,000 | 302,000 | 453,000 |
| Noninterest expense | 317,000 | 642,000 | 970,000 | 1,436,000 |
| Provision for loan losses | 45,000 | 50,000 | 50,000 | -50,000 |
| Pretax income | 102,000 | 226,000 | 347,000 | 509,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 226,000 | 347,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,566,000 | 2,690,000 | 2,811,000 | 2,973,000 |
| Total capital | 2,851,000 | 2,973,000 | 3,086,000 | 3,249,000 |
| Risk-weighted assets | 22,449,000 | 22,260,000 | 21,586,000 | 21,761,000 |