Call reports 2006
FIRST STATE BANK, THE — 2006
What FIRST STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 32,441,000 | 29,271,000 | 29,881,000 | 29,415,000 |
| Total loans | 23,794,000 | 22,495,000 | 22,669,000 | 22,121,000 |
| Allowance for loan losses | 587,000 | 722,000 | 662,000 | 604,000 |
| Securities available for sale | 3,601,000 | 4,537,000 | 5,230,000 | 5,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,036,000 | 26,813,000 | 27,249,000 | 26,689,000 |
| Interest-bearing deposits | 24,731,000 | 22,318,000 | 22,514,000 | 22,004,000 |
| Noninterest-bearing deposits | 5,305,000 | 4,495,000 | 4,735,000 | 4,685,000 |
| Equity capital | 2,328,000 | 2,363,000 | 2,541,000 | 2,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,139,000 | 1,722,000 | 2,287,000 |
| Interest expense | 161,000 | 364,000 | 552,000 | 750,000 |
| Net interest income | 405,000 | 775,000 | 1,170,000 | 1,537,000 |
| Noninterest income | 96,000 | 201,000 | 290,000 | 374,000 |
| Noninterest expense | 346,000 | 732,000 | 1,082,000 | 1,455,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 80,000 | 144,000 | 278,000 | 356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 144,000 | 278,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,363,000 | 2,427,000 | 2,561,000 | 2,639,000 |
| Total capital | 2,670,000 | 2,716,000 | 2,854,000 | 2,924,000 |
| Risk-weighted assets | 24,289,000 | 22,651,000 | 23,090,000 | 22,467,000 |