Call reports 2005
FIRST STATE BANK, THE — 2005
What FIRST STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 30,278,000 | 30,383,000 | 29,865,000 | 30,857,000 |
| Total loans | 25,281,000 | 25,544,000 | 25,125,000 | 25,689,000 |
| Allowance for loan losses | 703,000 | 703,000 | 623,000 | 511,000 |
| Securities available for sale | 2,932,000 | 3,443,000 | 3,192,000 | 3,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,509,000 | 26,890,000 | 26,829,000 | 28,081,000 |
| Interest-bearing deposits | 23,733,000 | 23,131,000 | 22,590,000 | 23,347,000 |
| Noninterest-bearing deposits | 3,776,000 | 3,758,000 | 4,239,000 | 4,734,000 |
| Equity capital | 2,714,000 | 2,677,000 | 2,676,000 | 2,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,066,000 | 1,567,000 | 2,108,000 |
| Interest expense | 126,000 | 259,000 | 403,000 | 564,000 |
| Net interest income | 415,000 | 807,000 | 1,164,000 | 1,544,000 |
| Noninterest income | 138,000 | 253,000 | 376,000 | 505,000 |
| Noninterest expense | 359,000 | 820,000 | 1,157,000 | 1,538,000 |
| Provision for loan losses | 125,000 | 220,000 | 360,000 | 905,000 |
| Pretax income | 68,000 | 19,000 | 22,000 | -395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 19,000 | 22,000 | -395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,745,000 | 2,696,000 | 2,699,000 | 2,283,000 |
| Total capital | 3,059,000 | 3,013,000 | 3,010,000 | 2,603,000 |
| Risk-weighted assets | 24,745,000 | 24,991,000 | 24,555,000 | 25,433,000 |