Call reports 2004
FIRST STATE BANK, THE — 2004
What FIRST STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 31,566,000 | 31,002,000 | 29,866,000 | 29,625,000 |
| Total loans | 25,819,000 | 25,822,000 | 25,727,000 | 25,808,000 |
| Allowance for loan losses | 596,000 | 606,000 | 704,000 | 606,000 |
| Securities available for sale | 2,131,000 | 3,339,000 | 2,790,000 | 2,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,816,000 | 28,184,000 | 27,049,000 | 26,605,000 |
| Interest-bearing deposits | 24,805,000 | 24,256,000 | 23,032,000 | 22,661,000 |
| Noninterest-bearing deposits | 4,011,000 | 3,928,000 | 4,017,000 | 3,944,000 |
| Equity capital | 2,694,000 | 2,754,000 | 2,767,000 | 2,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,086,000 | 1,636,000 | 2,166,000 |
| Interest expense | 126,000 | 244,000 | 356,000 | 472,000 |
| Net interest income | 424,000 | 842,000 | 1,280,000 | 1,694,000 |
| Noninterest income | 114,000 | 224,000 | 328,000 | 426,000 |
| Noninterest expense | 340,000 | 666,000 | 1,001,000 | 1,384,000 |
| Provision for loan losses | 120,000 | 240,000 | 445,000 | 525,000 |
| Pretax income | 78,000 | 160,000 | 162,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 160,000 | 162,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,684,000 | 2,766,000 | 2,769,000 | 2,817,000 |
| Total capital | 3,008,000 | 3,089,000 | 3,089,000 | 3,135,000 |
| Risk-weighted assets | 25,634,000 | 25,544,000 | 25,205,000 | 25,171,000 |