Call reports 2003
FIRST STATE BANK, THE — 2003
What FIRST STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,981,000 | 36,049,000 | 33,288,000 | 31,535,000 |
| Total loans | 30,391,000 | 29,405,000 | 28,441,000 | 27,111,000 |
| Allowance for loan losses | 737,000 | 742,000 | 714,000 | 542,000 |
| Securities available for sale | 4,697,000 | 4,489,000 | 3,165,000 | 2,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,577,000 | 32,795,000 | 30,442,000 | 28,843,000 |
| Interest-bearing deposits | 30,903,000 | 28,770,000 | 26,563,000 | 25,012,000 |
| Noninterest-bearing deposits | 3,673,000 | 4,026,000 | 3,878,000 | 3,831,000 |
| Equity capital | 3,310,000 | 3,013,000 | 2,776,000 | 2,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,287,000 | 1,901,000 | 2,499,000 |
| Interest expense | 220,000 | 418,000 | 589,000 | 734,000 |
| Net interest income | 419,000 | 869,000 | 1,312,000 | 1,765,000 |
| Noninterest income | 112,000 | 218,000 | 327,000 | 435,000 |
| Noninterest expense | 373,000 | 753,000 | 1,148,000 | 1,571,000 |
| Provision for loan losses | 245,000 | 730,000 | 1,090,000 | 1,390,000 |
| Pretax income | -87,000 | -387,000 | -590,000 | -752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -87,000 | -387,000 | -590,000 | -752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,271,000 | 2,972,000 | 2,768,000 | 2,606,000 |
| Total capital | 3,655,000 | 3,341,000 | 3,120,000 | 2,940,000 |
| Risk-weighted assets | 30,354,000 | 29,175,000 | 27,760,000 | 26,505,000 |