Call reports 2002
FIRST STATE BANK, THE — 2002
What FIRST STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,971,000 | 41,599,000 | 41,126,000 | 38,712,000 |
| Total loans | 33,103,000 | 32,421,000 | 31,251,000 | 31,655,000 |
| Allowance for loan losses | 547,000 | 724,000 | 831,000 | 673,000 |
| Securities available for sale | 4,992,000 | 6,698,000 | 4,677,000 | 4,151,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,066,000 | 37,950,000 | 37,476,000 | 35,195,000 |
| Interest-bearing deposits | 36,245,000 | 34,254,000 | 33,579,000 | 31,516,000 |
| Noninterest-bearing deposits | 3,821,000 | 3,695,000 | 3,897,000 | 3,679,000 |
| Equity capital | 3,753,000 | 3,504,000 | 3,527,000 | 3,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 853,000 | 1,655,000 | 2,416,000 | 3,132,000 |
| Interest expense | 368,000 | 687,000 | 978,000 | 1,233,000 |
| Net interest income | 485,000 | 968,000 | 1,438,000 | 1,899,000 |
| Noninterest income | 98,000 | 209,000 | 311,000 | 418,000 |
| Noninterest expense | 359,000 | 741,000 | 1,155,000 | 1,597,000 |
| Provision for loan losses | 525,000 | 1,035,000 | 1,215,000 | 1,470,000 |
| Pretax income | -301,000 | -599,000 | -590,000 | -700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -301,000 | -599,000 | -590,000 | -700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,756,000 | 3,459,000 | 3,468,000 | 3,358,000 |
| Total capital | 4,182,000 | 3,872,000 | 3,868,000 | 3,756,000 |
| Risk-weighted assets | 33,979,000 | 32,737,000 | 31,564,000 | 31,539,000 |