Call reports 2001
FIRST STATE BANK, THE — 2001
What FIRST STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 46,142,000 | 46,228,000 | 45,983,000 | 45,436,000 |
| Total loans | 35,714,000 | 35,295,000 | 34,449,000 | 35,035,000 |
| Allowance for loan losses | 543,000 | 605,000 | 621,000 | 557,000 |
| Securities available for sale | 4,744,000 | 5,976,000 | 6,588,000 | 5,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,867,000 | 41,920,000 | 41,594,000 | 41,065,000 |
| Interest-bearing deposits | 38,491,000 | 38,027,000 | 37,067,000 | 37,188,000 |
| Noninterest-bearing deposits | 3,376,000 | 3,893,000 | 4,527,000 | 3,877,000 |
| Equity capital | 4,037,000 | 4,078,000 | 4,190,000 | 4,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,026,000 | 3,005,000 | 3,931,000 |
| Interest expense | 535,000 | 1,052,000 | 1,534,000 | 1,972,000 |
| Net interest income | 486,000 | 974,000 | 1,471,000 | 1,959,000 |
| Noninterest income | 122,000 | 253,000 | 381,000 | 480,000 |
| Noninterest expense | 326,000 | 643,000 | 969,000 | 1,392,000 |
| Provision for loan losses | 210,000 | 410,000 | 570,000 | 725,000 |
| Pretax income | 72,000 | 174,000 | 313,000 | 322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 174,000 | 313,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,009,000 | 4,010,000 | 4,099,000 | 4,108,000 |
| Total capital | 4,462,000 | 4,460,000 | 4,543,000 | 4,558,000 |
| Risk-weighted assets | 36,188,000 | 35,822,000 | 35,382,000 | 35,875,000 |