Call reports 2025
FARMERS STATE BANK OF CANTON — 2025
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 73,933,000 | 76,444,000 | 84,230,000 | 82,495,000 |
| Total loans | 40,132,000 | 40,799,000 | 42,927,000 | 43,233,000 |
| Allowance for loan losses | 250,000 | 248,000 | 248,000 | 248,000 |
| Securities available for sale | 19,134,000 | 24,105,000 | 29,224,000 | 28,616,000 |
| Securities held to maturity | 3,922,000 | 3,917,000 | 3,912,000 | 3,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,902,000 | 65,918,000 | 69,332,000 | 68,633,000 |
| Interest-bearing deposits | 51,386,000 | 55,357,000 | 58,408,000 | 58,375,000 |
| Noninterest-bearing deposits | 11,516,000 | 10,561,000 | 10,924,000 | 10,258,000 |
| Equity capital | 5,722,000 | 5,650,000 | 6,070,000 | 6,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,662,000 | 2,592,000 | 3,549,000 |
| Interest expense | 392,000 | 755,000 | 1,139,000 | 1,577,000 |
| Net interest income | 408,000 | 907,000 | 1,453,000 | 1,972,000 |
| Noninterest income | 50,000 | 108,000 | 164,000 | 240,000 |
| Noninterest expense | 451,000 | 901,000 | 1,366,000 | 1,817,000 |
| Provision for loan losses | 5,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 2,000 | 104,000 | 241,000 | 385,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 44,000 |
| Net income | -4,000 | 92,000 | 223,000 | 341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,701,000 | 6,798,000 | 6,899,000 | 7,017,000 |
| Total capital | 6,951,000 | 7,046,000 | 7,148,000 | 7,265,000 |
| Risk-weighted assets | 41,943,000 | 43,546,000 | 47,099,000 | 46,430,000 |