Call reports 2020
FARMERS STATE BANK OF CANTON — 2020
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 47,317,000 | 49,362,000 | 49,794,000 | 53,418,000 |
| Total loans | 32,427,000 | 34,387,000 | 34,141,000 | 33,371,000 |
| Allowance for loan losses | 258,000 | 210,000 | 221,000 | 221,000 |
| Securities available for sale | 6,361,000 | 6,638,000 | 7,120,000 | 11,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,520,000 | 42,225,000 | 42,197,000 | 42,286,000 |
| Interest-bearing deposits | 33,464,000 | 34,741,000 | 34,222,000 | 33,689,000 |
| Noninterest-bearing deposits | 7,056,000 | 7,484,000 | 7,975,000 | 8,597,000 |
| Equity capital | 5,695,000 | 6,034,000 | 6,025,000 | 6,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 899,000 | 1,333,000 | 1,758,000 |
| Interest expense | 53,000 | 99,000 | 141,000 | 177,000 |
| Net interest income | 393,000 | 800,000 | 1,192,000 | 1,581,000 |
| Noninterest income | 56,000 | 104,000 | 152,000 | 213,000 |
| Noninterest expense | 428,000 | 786,000 | 1,157,000 | 1,509,000 |
| Provision for loan losses | 0 | 0 | 27,000 | 27,000 |
| Pretax income | 21,000 | 118,000 | 160,000 | 258,000 |
| Income tax | 0 | 0 | 13,000 | -3,000 |
| Net income | 21,000 | 118,000 | 147,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,780,000 | 5,878,000 | 5,862,000 | 5,976,000 |
| Total capital | 6,038,000 | 6,088,000 | 6,083,000 | 6,197,000 |
| Risk-weighted assets | 32,397,000 | 33,498,000 | 33,300,000 | 34,071,000 |