Call reports 2019
FARMERS STATE BANK OF CANTON — 2019
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,929,000 | 46,800,000 | 47,798,000 | 47,179,000 |
| Total loans | 32,739,000 | 33,172,000 | 32,699,000 | 32,522,000 |
| Allowance for loan losses | 372,000 | 361,000 | 374,000 | 300,000 |
| Securities available for sale | 5,877,000 | 6,363,000 | 5,835,000 | 5,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,174,000 | 39,581,000 | 40,955,000 | 40,243,000 |
| Interest-bearing deposits | 33,145,000 | 32,112,000 | 32,786,000 | 32,028,000 |
| Noninterest-bearing deposits | 7,029,000 | 7,469,000 | 8,169,000 | 8,215,000 |
| Equity capital | 5,687,000 | 5,808,000 | 5,883,000 | 5,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 953,000 | 1,426,000 | 1,896,000 |
| Interest expense | 58,000 | 119,000 | 177,000 | 233,000 |
| Net interest income | 412,000 | 834,000 | 1,249,000 | 1,663,000 |
| Noninterest income | 56,000 | 118,000 | 172,000 | 216,000 |
| Noninterest expense | 376,000 | 777,000 | 1,158,000 | 1,641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 175,000 | 263,000 | 238,000 |
| Income tax | 18,000 | 35,000 | 32,000 | 32,000 |
| Net income | 74,000 | 140,000 | 231,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,713,000 | 5,779,000 | 5,830,000 | 5,806,000 |
| Total capital | 6,085,000 | 6,140,000 | 6,204,000 | 6,106,000 |
| Risk-weighted assets | 34,444,000 | 34,346,000 | 33,554,000 | 32,070,000 |