Call reports 2018
FARMERS STATE BANK OF CANTON — 2018
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,422,000 | 47,332,000 | 48,499,000 | 47,801,000 |
| Total loans | 32,036,000 | 32,500,000 | 33,140,000 | 33,546,000 |
| Allowance for loan losses | 362,000 | 370,000 | 370,000 | 371,000 |
| Securities available for sale | 6,461,000 | 6,388,000 | 6,321,000 | 6,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,830,000 | 40,757,000 | 41,906,000 | 39,120,000 |
| Interest-bearing deposits | 32,377,000 | 33,186,000 | 33,816,000 | 31,966,000 |
| Noninterest-bearing deposits | 8,453,000 | 7,571,000 | 8,090,000 | 7,154,000 |
| Equity capital | 5,417,000 | 5,476,000 | 5,509,000 | 5,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 869,000 | 1,330,000 | 1,823,000 |
| Interest expense | 38,000 | 82,000 | 131,000 | 181,000 |
| Net interest income | 386,000 | 787,000 | 1,199,000 | 1,642,000 |
| Noninterest income | 63,000 | 137,000 | 196,000 | 260,000 |
| Noninterest expense | 367,000 | 739,000 | 1,103,000 | 1,475,000 |
| Provision for loan losses | 0 | 0 | 0 | 63,000 |
| Pretax income | 82,000 | 185,000 | 292,000 | 364,000 |
| Income tax | 14,000 | 46,000 | 46,000 | 76,000 |
| Net income | 68,000 | 139,000 | 246,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,524,000 | 5,595,000 | 5,638,000 | 5,679,000 |
| Total capital | 5,886,000 | 5,965,000 | 6,008,000 | 6,050,000 |
| Risk-weighted assets | 34,821,000 | 34,840,000 | 35,080,000 | 34,939,000 |