Call reports 2016
FARMERS STATE BANK OF CANTON — 2016
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,945,000 | 46,712,000 | 47,540,000 | 47,930,000 |
| Total loans | 31,124,000 | 30,754,000 | 31,632,000 | 32,339,000 |
| Allowance for loan losses | 379,000 | 345,000 | 351,000 | 354,000 |
| Securities available for sale | 6,796,000 | 7,221,000 | 7,359,000 | 7,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,486,000 | 40,281,000 | 41,070,000 | 40,548,000 |
| Interest-bearing deposits | 32,352,000 | 32,791,000 | 33,272,000 | 32,137,000 |
| Noninterest-bearing deposits | 8,134,000 | 7,490,000 | 7,798,000 | 8,411,000 |
| Equity capital | 5,300,000 | 5,349,000 | 5,385,000 | 5,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 792,000 | 1,197,000 | 1,598,000 |
| Interest expense | 29,000 | 57,000 | 84,000 | 110,000 |
| Net interest income | 370,000 | 735,000 | 1,113,000 | 1,488,000 |
| Noninterest income | 61,000 | 117,000 | 177,000 | 241,000 |
| Noninterest expense | 487,000 | 863,000 | 1,253,000 | 1,653,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -56,000 | -11,000 | 39,000 | 77,000 |
| Income tax | -22,000 | -20,000 | -15,000 | 1,000 |
| Net income | -34,000 | 9,000 | 54,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,257,000 | 5,300,000 | 5,345,000 | 5,366,000 |
| Total capital | 5,636,000 | 5,645,000 | 5,696,000 | 5,720,000 |
| Risk-weighted assets | 33,328,000 | 33,197,000 | 34,397,000 | 35,223,000 |