Call reports 2015
FARMERS STATE BANK OF CANTON — 2015
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 50,552,000 | 48,306,000 | 48,085,000 | 48,625,000 |
| Total loans | 30,829,000 | 30,969,000 | 31,352,000 | 32,480,000 |
| Allowance for loan losses | 341,000 | 339,000 | 375,000 | 377,000 |
| Securities available for sale | 9,573,000 | 9,846,000 | 8,714,000 | 7,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,212,000 | 39,876,000 | 38,393,000 | 38,811,000 |
| Interest-bearing deposits | 33,974,000 | 32,552,000 | 31,388,000 | 30,980,000 |
| Noninterest-bearing deposits | 9,238,000 | 7,324,000 | 7,005,000 | 7,831,000 |
| Equity capital | 5,249,000 | 5,266,000 | 5,309,000 | 5,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 814,000 | 1,240,000 | 1,648,000 |
| Interest expense | 44,000 | 80,000 | 114,000 | 145,000 |
| Net interest income | 360,000 | 734,000 | 1,126,000 | 1,503,000 |
| Noninterest income | 58,000 | 109,000 | 186,000 | 248,000 |
| Noninterest expense | 385,000 | 766,000 | 1,157,000 | 1,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 35,000 | 79,000 | 156,000 | 210,000 |
| Income tax | 4,000 | 10,000 | 26,000 | 30,000 |
| Net income | 31,000 | 69,000 | 130,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,192,000 | 5,229,000 | 5,271,000 | 5,321,000 |
| Total capital | 5,533,000 | 5,568,000 | 5,646,000 | 5,698,000 |
| Risk-weighted assets | 31,536,000 | 31,347,000 | 32,813,000 | 31,744,000 |