Call reports 2013
FARMERS STATE BANK OF CANTON — 2013
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 49,687,000 | 49,013,000 | 49,313,000 | 48,104,000 |
| Total loans | 27,881,000 | 27,847,000 | 28,828,000 | 29,155,000 |
| Allowance for loan losses | 385,000 | 377,000 | 381,000 | 383,000 |
| Securities available for sale | 13,484,000 | 13,909,000 | 12,506,000 | 12,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,594,000 | 41,164,000 | 41,027,000 | 39,954,000 |
| Interest-bearing deposits | 35,535,000 | 33,679,000 | 33,630,000 | 31,076,000 |
| Noninterest-bearing deposits | 8,059,000 | 7,485,000 | 7,397,000 | 8,878,000 |
| Equity capital | 5,021,000 | 5,049,000 | 5,046,000 | 5,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 843,000 | 1,261,000 | 1,678,000 |
| Interest expense | 43,000 | 87,000 | 126,000 | 162,000 |
| Net interest income | 357,000 | 756,000 | 1,135,000 | 1,516,000 |
| Noninterest income | 74,000 | 148,000 | 223,000 | 295,000 |
| Noninterest expense | 382,000 | 761,000 | 1,163,000 | 1,563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 143,000 | 215,000 | 268,000 |
| Income tax | 10,000 | 26,000 | 43,000 | 43,000 |
| Net income | 39,000 | 117,000 | 172,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,900,000 | 4,936,000 | 4,998,000 | 5,052,000 |
| Total capital | 5,285,000 | 5,313,000 | 5,379,000 | 5,435,000 |
| Risk-weighted assets | 35,525,000 | 35,214,000 | 36,143,000 | 35,541,000 |