Call reports 2012
FARMERS STATE BANK OF CANTON — 2012
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 48,176,000 | 47,361,000 | 46,468,000 | 46,657,000 |
| Total loans | 28,525,000 | 28,855,000 | 28,996,000 | 28,729,000 |
| Allowance for loan losses | 427,000 | 409,000 | 417,000 | 387,000 |
| Securities available for sale | 9,858,000 | 11,451,000 | 10,818,000 | 11,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,350,000 | 41,447,000 | 37,958,000 | 40,362,000 |
| Interest-bearing deposits | 33,986,000 | 33,236,000 | 30,522,000 | 31,165,000 |
| Noninterest-bearing deposits | 8,364,000 | 8,211,000 | 7,436,000 | 9,197,000 |
| Equity capital | 4,868,000 | 4,895,000 | 4,999,000 | 4,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 905,000 | 1,355,000 | 1,786,000 |
| Interest expense | 59,000 | 113,000 | 160,000 | 207,000 |
| Net interest income | 402,000 | 792,000 | 1,195,000 | 1,579,000 |
| Noninterest income | 67,000 | 145,000 | 222,000 | 300,000 |
| Noninterest expense | 406,000 | 808,000 | 1,212,000 | 1,657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 63,000 | 129,000 | 205,000 | 222,000 |
| Income tax | 17,000 | 34,000 | 52,000 | 51,000 |
| Net income | 46,000 | 95,000 | 153,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,797,000 | 4,816,000 | 4,873,000 | 4,861,000 |
| Total capital | 5,214,000 | 5,225,000 | 5,290,000 | 5,248,000 |
| Risk-weighted assets | 33,376,000 | 33,897,000 | 33,587,000 | 33,715,000 |