Call reports 2011
FARMERS STATE BANK OF CANTON — 2011
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,161,000 | 44,841,000 | 43,678,000 | 44,775,000 |
| Total loans | 30,400,000 | 30,978,000 | 30,834,000 | 30,930,000 |
| Allowance for loan losses | 422,000 | 415,000 | 410,000 | 410,000 |
| Securities available for sale | 6,709,000 | 7,974,000 | 8,356,000 | 7,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,704,000 | 39,214,000 | 37,805,000 | 38,112,000 |
| Interest-bearing deposits | 33,049,000 | 33,172,000 | 31,300,000 | 30,643,000 |
| Noninterest-bearing deposits | 6,655,000 | 6,042,000 | 6,506,000 | 7,469,000 |
| Equity capital | 4,567,000 | 4,685,000 | 4,746,000 | 4,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 987,000 | 1,485,000 | 1,978,000 |
| Interest expense | 67,000 | 136,000 | 199,000 | 262,000 |
| Net interest income | 424,000 | 851,000 | 1,286,000 | 1,716,000 |
| Noninterest income | 82,000 | 165,000 | 256,000 | 343,000 |
| Noninterest expense | 404,000 | 807,000 | 1,221,000 | 1,623,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 209,000 | 321,000 | 437,000 |
| Income tax | 31,000 | 64,000 | 98,000 | 133,000 |
| Net income | 71,000 | 145,000 | 223,000 | 304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,618,000 | 4,642,000 | 4,720,000 | 4,751,000 |
| Total capital | 5,015,000 | 5,045,000 | 5,130,000 | 5,161,000 |
| Risk-weighted assets | 31,734,000 | 32,217,000 | 33,510,000 | 34,193,000 |