Call reports 2009
FARMERS STATE BANK OF CANTON — 2009
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 45,094,000 | 41,872,000 | 41,168,000 | 41,924,000 |
| Total loans | 31,189,000 | 31,363,000 | 31,775,000 | 32,160,000 |
| Allowance for loan losses | 312,000 | 312,000 | 697,000 | 499,000 |
| Securities available for sale | 5,603,000 | 5,603,000 | 4,609,000 | 4,594,000 |
| Securities held to maturity | 523,000 | 580,000 | 578,000 | 525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,849,000 | 36,464,000 | 34,706,000 | 36,202,000 |
| Interest-bearing deposits | 33,874,000 | 31,075,000 | 29,404,000 | 30,298,000 |
| Noninterest-bearing deposits | 5,976,000 | 5,389,000 | 5,302,000 | 5,904,000 |
| Equity capital | 4,438,000 | 4,418,000 | 4,278,000 | 4,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 561,000 | 1,122,000 | 1,691,000 | 2,247,000 |
| Interest expense | 123,000 | 246,000 | 354,000 | 453,000 |
| Net interest income | 438,000 | 876,000 | 1,337,000 | 1,794,000 |
| Noninterest income | 85,000 | 178,000 | 277,000 | 374,000 |
| Noninterest expense | 368,000 | 781,000 | 1,190,000 | 1,659,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 400,000 |
| Pretax income | 155,000 | 273,000 | 24,000 | 109,000 |
| Income tax | 52,000 | 90,000 | -14,000 | 4,000 |
| Net income | 103,000 | 183,000 | 38,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,408,000 | 4,388,000 | 4,243,000 | 4,310,000 |
| Total capital | 4,720,000 | 4,700,000 | 4,634,000 | 4,708,000 |
| Risk-weighted assets | 31,272,000 | 30,660,000 | 31,004,000 | 31,742,000 |