Call reports 2007
FARMERS STATE BANK OF CANTON — 2007
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,336,000 | 41,273,000 | 39,756,000 | 43,339,000 |
| Total loans | 30,422,000 | 30,548,000 | 30,439,000 | 31,034,000 |
| Allowance for loan losses | 256,000 | 242,000 | 242,000 | 240,000 |
| Securities available for sale | 3,027,000 | 3,025,000 | 3,036,000 | 3,211,000 |
| Securities held to maturity | 374,000 | 373,000 | 373,000 | 372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,397,000 | 36,239,000 | 34,698,000 | 38,205,000 |
| Interest-bearing deposits | 31,288,000 | 30,310,000 | 30,148,000 | 31,966,000 |
| Noninterest-bearing deposits | 5,109,000 | 5,929,000 | 4,550,000 | 6,239,000 |
| Equity capital | 4,199,000 | 4,171,000 | 4,292,000 | 4,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,392,000 | 2,089,000 | 2,795,000 |
| Interest expense | 275,000 | 589,000 | 880,000 | 1,191,000 |
| Net interest income | 401,000 | 803,000 | 1,209,000 | 1,604,000 |
| Noninterest income | 80,000 | 164,000 | 257,000 | 331,000 |
| Noninterest expense | 357,000 | 700,000 | 1,030,000 | 1,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 267,000 | 436,000 | 523,000 |
| Income tax | 40,000 | 86,000 | 142,000 | 169,000 |
| Net income | 84,000 | 181,000 | 294,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,206,000 | 4,178,000 | 4,292,000 | 4,226,000 |
| Total capital | 4,462,000 | 4,420,000 | 4,534,000 | 4,466,000 |
| Risk-weighted assets | 30,117,000 | 30,377,000 | 30,046,000 | 30,735,000 |