Call reports 2006
FARMERS STATE BANK OF CANTON — 2006
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,353,000 | 37,664,000 | 37,368,000 | 39,591,000 |
| Total loans | 30,132,000 | 30,228,000 | 30,193,000 | 30,457,000 |
| Allowance for loan losses | 346,000 | 346,000 | 346,000 | 266,000 |
| Securities available for sale | 2,860,000 | 2,856,000 | 2,870,000 | 2,878,000 |
| Securities held to maturity | 516,000 | 515,000 | 515,000 | 514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,603,000 | 32,764,000 | 32,393,000 | 34,645,000 |
| Interest-bearing deposits | 27,432,000 | 28,203,000 | 27,669,000 | 29,899,000 |
| Noninterest-bearing deposits | 5,171,000 | 4,561,000 | 4,724,000 | 4,746,000 |
| Equity capital | 4,113,000 | 4,105,000 | 4,245,000 | 4,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,210,000 | 1,876,000 | 2,553,000 |
| Interest expense | 157,000 | 345,000 | 548,000 | 819,000 |
| Net interest income | 429,000 | 865,000 | 1,328,000 | 1,734,000 |
| Noninterest income | 90,000 | 171,000 | 249,000 | 324,000 |
| Noninterest expense | 334,000 | 675,000 | 1,027,000 | 1,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 76,000 |
| Pretax income | 185,000 | 361,000 | 550,000 | 529,000 |
| Income tax | 62,000 | 120,000 | 183,000 | 169,000 |
| Net income | 123,000 | 241,000 | 367,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,145,000 | 4,138,000 | 4,264,000 | 4,122,000 |
| Total capital | 4,491,000 | 4,484,000 | 4,610,000 | 4,388,000 |
| Risk-weighted assets | 29,207,000 | 29,457,000 | 29,406,000 | 29,934,000 |