Call reports 2004
FARMERS STATE BANK OF CANTON — 2004
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,614,000 | 36,890,000 | 38,779,000 | 38,736,000 |
| Total loans | 25,313,000 | 26,599,000 | 28,082,000 | 27,892,000 |
| Allowance for loan losses | 352,000 | 354,000 | 377,000 | 377,000 |
| Securities available for sale | 4,740,000 | 5,545,000 | 5,180,000 | 5,139,000 |
| Securities held to maturity | 490,000 | 490,000 | 490,000 | 591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,945,000 | 30,038,000 | 31,002,000 | 32,446,000 |
| Interest-bearing deposits | 25,174,000 | 26,075,000 | 26,145,000 | 27,211,000 |
| Noninterest-bearing deposits | 4,771,000 | 3,963,000 | 4,857,000 | 5,235,000 |
| Equity capital | 3,888,000 | 3,813,000 | 3,973,000 | 3,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 873,000 | 1,365,000 | 1,888,000 |
| Interest expense | 80,000 | 164,000 | 260,000 | 359,000 |
| Net interest income | 346,000 | 709,000 | 1,105,000 | 1,529,000 |
| Noninterest income | 64,000 | 148,000 | 229,000 | 321,000 |
| Noninterest expense | 272,000 | 561,000 | 838,000 | 1,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 138,000 | 296,000 | 496,000 | 639,000 |
| Income tax | 44,000 | 95,000 | 162,000 | 205,000 |
| Net income | 94,000 | 201,000 | 334,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,866,000 | 3,848,000 | 3,981,000 | 3,956,000 |
| Total capital | 4,191,000 | 4,186,000 | 4,340,000 | 4,311,000 |
| Risk-weighted assets | 25,973,000 | 27,057,000 | 28,684,000 | 28,410,000 |