Call reports 2002
FARMERS STATE BANK OF CANTON — 2002
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,039,000 | 32,110,000 | 30,376,000 | 32,225,000 |
| Total loans | 21,290,000 | 21,754,000 | 22,392,000 | 22,056,000 |
| Allowance for loan losses | 395,000 | 388,000 | 388,000 | 381,000 |
| Securities available for sale | 4,849,000 | 4,859,000 | 4,363,000 | 4,328,000 |
| Securities held to maturity | 1,116,000 | 896,000 | 896,000 | 895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,947,000 | 27,853,000 | 25,600,000 | 27,916,000 |
| Interest-bearing deposits | 24,443,000 | 23,771,000 | 21,968,000 | 23,303,000 |
| Noninterest-bearing deposits | 3,504,000 | 4,082,000 | 3,632,000 | 4,613,000 |
| Equity capital | 3,691,000 | 3,689,000 | 3,813,000 | 3,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 922,000 | 1,370,000 | 1,812,000 |
| Interest expense | 125,000 | 241,000 | 346,000 | 452,000 |
| Net interest income | 338,000 | 681,000 | 1,024,000 | 1,360,000 |
| Noninterest income | 54,000 | 114,000 | 178,000 | 248,000 |
| Noninterest expense | 257,000 | 510,000 | 754,000 | 1,112,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 135,000 | 285,000 | 448,000 | 496,000 |
| Income tax | 41,000 | 88,000 | 140,000 | 146,000 |
| Net income | 94,000 | 197,000 | 308,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,689,000 | 3,667,000 | 3,778,000 | 3,695,000 |
| Total capital | 3,955,000 | 3,936,000 | 4,047,000 | 3,969,000 |
| Risk-weighted assets | 21,124,000 | 21,433,000 | 21,362,000 | 21,837,000 |