Call reports 2001
FARMERS STATE BANK OF CANTON — 2001
What FARMERS STATE BANK OF CANTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,808,000 | 30,589,000 | 30,432,000 | 32,493,000 |
| Total loans | 19,054,000 | 20,976,000 | 21,367,000 | 22,018,000 |
| Allowance for loan losses | 403,000 | 398,000 | 400,000 | 393,000 |
| Securities available for sale | 4,203,000 | 2,284,000 | 2,636,000 | 4,690,000 |
| Securities held to maturity | 1,688,000 | 1,543,000 | 1,542,000 | 1,157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,781,000 | 26,456,000 | 26,346,000 | 28,317,000 |
| Interest-bearing deposits | 23,404,000 | 23,064,000 | 23,096,000 | 24,100,000 |
| Noninterest-bearing deposits | 3,377,000 | 3,392,000 | 3,250,000 | 4,217,000 |
| Equity capital | 3,595,000 | 3,568,000 | 3,650,000 | 3,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 569,000 | 1,135,000 | 1,664,000 | 2,180,000 |
| Interest expense | 270,000 | 515,000 | 732,000 | 915,000 |
| Net interest income | 299,000 | 620,000 | 932,000 | 1,265,000 |
| Noninterest income | 53,000 | 120,000 | 177,000 | 242,000 |
| Noninterest expense | 248,000 | 504,000 | 772,000 | 1,049,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 104,000 | 236,000 | 337,000 | 458,000 |
| Income tax | 27,000 | 65,000 | 92,000 | 122,000 |
| Net income | 77,000 | 171,000 | 245,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,581,000 | 3,556,000 | 3,629,000 | 3,595,000 |
| Total capital | 3,850,000 | 3,822,000 | 3,897,000 | 3,867,000 |
| Risk-weighted assets | 21,404,000 | 21,121,000 | 21,332,000 | 21,619,000 |