Call reports 2011
DECATUR STATE BANK — 2011
What DECATUR STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 189,985,000 | 178,332,000 | 173,566,000 | 164,452,000 |
| Total loans | 161,466,000 | 150,613,000 | 132,625,000 | 122,963,000 |
| Allowance for loan losses | 10,065,000 | 8,477,000 | 7,198,000 | 6,956,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,186,000 | 10,801,000 | 9,466,000 | 11,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,241,000 | 156,654,000 | 159,374,000 | 152,300,000 |
| Interest-bearing deposits | 156,486,000 | 146,787,000 | 149,621,000 | 143,238,000 |
| Noninterest-bearing deposits | 9,755,000 | 9,867,000 | 9,753,000 | 9,062,000 |
| Equity capital | 16,358,000 | 14,427,000 | 7,022,000 | 4,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,736,000 | 5,080,000 | 7,102,000 | 8,670,000 |
| Interest expense | 701,000 | 1,319,000 | 1,789,000 | 2,175,000 |
| Net interest income | 2,035,000 | 3,761,000 | 5,313,000 | 6,495,000 |
| Noninterest income | -155,000 | 22,000 | -82,000 | -641,000 |
| Noninterest expense | 1,555,000 | 3,041,000 | 4,605,000 | 6,023,000 |
| Provision for loan losses | 3,122,000 | 5,469,000 | 12,759,000 | 14,059,000 |
| Pretax income | -2,797,000 | -4,727,000 | -12,133,000 | -14,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,797,000 | -4,727,000 | -12,133,000 | -14,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,358,000 | 14,427,000 | 7,022,000 | 4,927,000 |
| Total capital | 18,362,000 | 16,314,000 | 8,641,000 | 6,548,000 |
| Risk-weighted assets | 151,503,000 | 143,579,000 | 131,252,000 | 124,286,000 |