Call reports 2010
DECATUR STATE BANK — 2010
What DECATUR STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 207,765,000 | 203,397,000 | 204,961,000 | 203,782,000 |
| Total loans | 167,427,000 | 166,553,000 | 164,182,000 | 164,691,000 |
| Allowance for loan losses | 3,467,000 | 2,538,000 | 3,846,000 | 7,547,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 16,437,000 | 17,515,000 | 15,510,000 | 14,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,914,000 | 158,370,000 | 165,073,000 | 174,299,000 |
| Interest-bearing deposits | 146,637,000 | 149,709,000 | 156,534,000 | 164,830,000 |
| Noninterest-bearing deposits | 9,277,000 | 8,661,000 | 8,539,000 | 9,469,000 |
| Equity capital | 23,313,000 | 23,435,000 | 23,276,000 | 19,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,254,000 | 6,356,000 | 9,660,000 | 12,547,000 |
| Interest expense | 873,000 | 1,705,000 | 2,506,000 | 3,282,000 |
| Net interest income | 2,381,000 | 4,651,000 | 7,154,000 | 9,265,000 |
| Noninterest income | 458,000 | 718,000 | 1,109,000 | 1,212,000 |
| Noninterest expense | 1,586,000 | 3,138,000 | 4,580,000 | 6,432,000 |
| Provision for loan losses | 600,000 | 1,131,000 | 2,517,000 | 7,000,000 |
| Pretax income | 653,000 | 1,100,000 | 1,166,000 | -2,955,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 653,000 | 1,100,000 | 1,166,000 | -2,955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,313,000 | 23,435,000 | 23,276,000 | 19,155,000 |
| Total capital | 25,442,000 | 25,512,000 | 25,336,000 | 21,217,000 |
| Risk-weighted assets | 168,199,000 | 164,915,000 | 162,239,000 | 158,718,000 |