Call reports 2010
MILE HIGH BANKS — 2010
What MILE HIGH BANKS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,319,914,000 | 1,243,317,000 | 1,182,817,000 | 1,150,603,000 |
| Total loans | 1,032,191,000 | 983,251,000 | 992,361,000 | 985,048,000 |
| Allowance for loan losses | 8,787,000 | 8,561,000 | 27,401,000 | 37,018,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 109,000 | 109,000 | 103,000 | 103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,187,295,000 | 1,160,034,000 | 1,106,547,000 | 1,084,364,000 |
| Interest-bearing deposits | 1,146,464,000 | 1,123,335,000 | 1,071,020,000 | 1,049,598,000 |
| Noninterest-bearing deposits | 40,831,000 | 36,699,000 | 35,527,000 | 34,766,000 |
| Equity capital | 88,903,000 | 68,190,000 | 71,555,000 | 60,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 15,156,000 | 29,951,000 | 44,015,000 | 57,154,000 |
| Interest expense | 5,577,000 | 10,943,000 | 15,832,000 | 20,087,000 |
| Net interest income | 9,579,000 | 19,008,000 | 28,183,000 | 37,067,000 |
| Noninterest income | -1,361,000 | -4,910,000 | -4,137,000 | -9,985,000 |
| Noninterest expense | 6,407,000 | 12,839,000 | 19,926,000 | 26,824,000 |
| Provision for loan losses | 690,000 | 20,295,000 | 19,791,000 | 30,277,000 |
| Pretax income | 1,121,000 | -19,036,000 | -15,671,000 | -30,019,000 |
| Income tax | -556,000 | 0 | 0 | -2,889,000 |
| Net income | 1,677,000 | -19,036,000 | -15,671,000 | -27,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,903,000 | 68,190,000 | 71,555,000 | 60,096,000 |
| Total capital | 97,690,000 | 76,751,000 | 83,706,000 | 71,764,000 |
| Risk-weighted assets | 1,019,588,000 | 971,629,000 | 956,058,000 | 907,337,000 |