Call reports 2009
MILE HIGH BANKS — 2009
What MILE HIGH BANKS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,297,799,000 | 1,318,733,000 | 1,271,262,000 | 1,273,527,000 |
| Total loans | 1,224,124,000 | 1,191,056,000 | 1,058,312,000 | 1,037,089,000 |
| Allowance for loan losses | 23,462,000 | 23,326,000 | 8,984,000 | 8,058,000 |
| Securities available for sale | 1,007,000 | 0 | 0 | 0 |
| Securities held to maturity | 371,000 | 369,000 | 369,000 | 109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,429,000 | 1,154,514,000 | 1,100,860,000 | 1,112,987,000 |
| Interest-bearing deposits | 1,049,637,000 | 1,091,834,000 | 1,028,130,000 | 1,068,987,000 |
| Noninterest-bearing deposits | 49,792,000 | 62,680,000 | 72,730,000 | 44,000,000 |
| Equity capital | 110,099,000 | 110,472,000 | 87,634,000 | 87,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,521,000 | 36,513,000 | 54,173,000 | 69,803,000 |
| Interest expense | 10,604,000 | 20,723,000 | 29,190,000 | 35,270,000 |
| Net interest income | 7,917,000 | 15,790,000 | 24,983,000 | 34,533,000 |
| Noninterest income | -948,000 | -1,747,000 | -6,380,000 | -8,901,000 |
| Noninterest expense | 5,926,000 | 11,724,000 | 17,122,000 | 23,493,000 |
| Provision for loan losses | 9,150,000 | 9,823,000 | 47,612,000 | 49,046,000 |
| Pretax income | -8,107,000 | -7,504,000 | -46,131,000 | -46,906,000 |
| Income tax | -3,123,000 | -2,893,000 | -18,683,000 | -19,049,000 |
| Net income | -4,984,000 | -4,611,000 | -27,448,000 | -27,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,099,000 | 110,472,000 | 87,634,000 | 87,226,000 |
| Total capital | 124,959,000 | 124,581,000 | 96,618,000 | 95,284,000 |
| Risk-weighted assets | 1,180,181,000 | 1,131,409,000 | 1,077,184,000 | 1,036,640,000 |