Call reports 2007
MILE HIGH BANKS — 2007
What MILE HIGH BANKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,118,180,000 | 1,066,291,000 | 1,189,990,000 | 1,211,901,000 |
| Total loans | 994,512,000 | 1,014,053,000 | 1,059,631,000 | 1,151,943,000 |
| Allowance for loan losses | 8,659,000 | 8,880,000 | 8,554,000 | 9,319,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 586,000 | 586,000 | 586,000 | 470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 996,803,000 | 939,885,000 | 1,057,621,000 | 1,034,665,000 |
| Interest-bearing deposits | 928,670,000 | 879,062,000 | 983,739,000 | 971,967,000 |
| Noninterest-bearing deposits | 68,133,000 | 60,823,000 | 73,882,000 | 62,698,000 |
| Equity capital | 104,136,000 | 108,785,000 | 112,829,000 | 110,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 23,116,000 | 46,790,000 | 71,601,000 | 96,418,000 |
| Interest expense | 11,553,000 | 23,009,000 | 35,145,000 | 47,831,000 |
| Net interest income | 11,563,000 | 23,781,000 | 36,456,000 | 48,587,000 |
| Noninterest income | 378,000 | 1,167,000 | 1,632,000 | 2,101,000 |
| Noninterest expense | 5,165,000 | 10,558,000 | 16,191,000 | 22,123,000 |
| Provision for loan losses | 0 | 233,000 | 517,000 | 1,273,000 |
| Pretax income | 6,776,000 | 14,157,000 | 21,380,000 | 27,292,000 |
| Income tax | 2,498,000 | 5,231,000 | 7,909,000 | 10,099,000 |
| Net income | 4,278,000 | 8,926,000 | 13,471,000 | 17,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,099,000 | 108,748,000 | 112,792,000 | 110,764,000 |
| Total capital | 112,758,000 | 117,628,000 | 121,346,000 | 120,083,000 |
| Risk-weighted assets | 1,029,293,000 | 1,034,078,000 | 1,114,089,000 | 1,190,285,000 |