Call reports 2006
MILE HIGH BANKS — 2006
What MILE HIGH BANKS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 893,712,000 | 1,013,972,000 | 1,044,491,000 | 1,086,570,000 |
| Total loans | 852,929,000 | 927,492,000 | 958,395,000 | 968,801,000 |
| Allowance for loan losses | 8,448,000 | 8,710,000 | 8,810,000 | 8,631,000 |
| Securities available for sale | 998,000 | 0 | 0 | 0 |
| Securities held to maturity | 639,000 | 635,000 | 633,000 | 595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 789,579,000 | 877,709,000 | 916,346,000 | 961,608,000 |
| Interest-bearing deposits | 731,656,000 | 811,755,000 | 856,509,000 | 898,013,000 |
| Noninterest-bearing deposits | 57,923,000 | 65,954,000 | 59,837,000 | 63,595,000 |
| Equity capital | 92,793,000 | 97,372,000 | 102,404,000 | 106,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 17,756,000 | 38,415,000 | 61,543,000 | 84,900,000 |
| Interest expense | 6,871,000 | 15,464,000 | 26,007,000 | 37,227,000 |
| Net interest income | 10,885,000 | 22,951,000 | 35,536,000 | 47,673,000 |
| Noninterest income | 131,000 | 311,000 | 599,000 | 820,000 |
| Noninterest expense | 4,137,000 | 8,882,000 | 13,686,000 | 18,633,000 |
| Provision for loan losses | 636,000 | 877,000 | 950,000 | 1,288,000 |
| Pretax income | 6,243,000 | 13,503,000 | 21,499,000 | 28,572,000 |
| Income tax | 2,298,000 | 4,980,000 | 7,944,000 | 10,563,000 |
| Net income | 3,945,000 | 8,523,000 | 13,555,000 | 18,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,757,000 | 97,335,000 | 102,367,000 | 106,821,000 |
| Total capital | 101,205,000 | 106,045,000 | 111,177,000 | 115,452,000 |
| Risk-weighted assets | 869,513,000 | 953,726,000 | 996,159,000 | 1,001,902,000 |