Call reports 2005
MILE HIGH BANKS — 2005
What MILE HIGH BANKS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 742,069,000 | 826,360,000 | 853,143,000 | 835,648,000 |
| Total loans | 698,518,000 | 737,525,000 | 768,801,000 | 791,510,000 |
| Allowance for loan losses | 6,828,000 | 7,346,000 | 7,863,000 | 7,801,000 |
| Securities available for sale | 3,991,000 | 3,505,000 | 2,496,000 | 994,000 |
| Securities held to maturity | 684,000 | 681,000 | 679,000 | 648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,171,000 | 743,368,000 | 764,480,000 | 743,695,000 |
| Interest-bearing deposits | 622,158,000 | 688,186,000 | 703,518,000 | 686,565,000 |
| Noninterest-bearing deposits | 50,013,000 | 55,182,000 | 60,961,000 | 57,130,000 |
| Equity capital | 67,810,000 | 80,331,000 | 84,191,000 | 88,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 12,243,000 | 26,243,000 | 42,267,000 | 59,306,000 |
| Interest expense | 3,981,000 | 8,895,000 | 15,003,000 | 21,375,000 |
| Net interest income | 8,262,000 | 17,348,000 | 27,264,000 | 37,931,000 |
| Noninterest income | 122,000 | 250,000 | 378,000 | 612,000 |
| Noninterest expense | 3,030,000 | 6,284,000 | 9,724,000 | 13,267,000 |
| Provision for loan losses | 674,000 | 1,069,000 | 1,562,000 | 1,562,000 |
| Pretax income | 4,680,000 | 10,245,000 | 16,356,000 | 23,714,000 |
| Income tax | 1,711,000 | 3,756,000 | 6,005,000 | 8,709,000 |
| Net income | 2,969,000 | 6,489,000 | 10,351,000 | 15,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,775,000 | 80,295,000 | 84,156,000 | 88,812,000 |
| Total capital | 74,603,000 | 87,641,000 | 92,019,000 | 96,613,000 |
| Risk-weighted assets | 710,932,000 | 760,914,000 | 790,356,000 | 803,832,000 |