Call reports 2004
MILE HIGH BANKS — 2004
What MILE HIGH BANKS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 452,738,000 | 519,137,000 | 612,610,000 | 678,553,000 |
| Total loans | 408,738,000 | 475,075,000 | 542,547,000 | 633,983,000 |
| Allowance for loan losses | 4,006,000 | 4,757,000 | 5,290,000 | 6,167,000 |
| Securities available for sale | 7,075,000 | 6,531,000 | 7,009,000 | 4,493,000 |
| Securities held to maturity | 816,000 | 793,000 | 729,000 | 693,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,055,000 | 443,999,000 | 546,575,000 | 612,147,000 |
| Interest-bearing deposits | 348,272,000 | 398,914,000 | 504,724,000 | 570,018,000 |
| Noninterest-bearing deposits | 30,783,000 | 45,085,000 | 41,851,000 | 42,129,000 |
| Equity capital | 49,939,000 | 51,711,000 | 62,680,000 | 64,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,154,000 | 15,076,000 | 24,355,000 | 35,198,000 |
| Interest expense | 1,858,000 | 3,940,000 | 6,903,000 | 10,417,000 |
| Net interest income | 5,296,000 | 11,136,000 | 17,452,000 | 24,781,000 |
| Noninterest income | 172,000 | 285,000 | 399,000 | 541,000 |
| Noninterest expense | 2,124,000 | 4,561,000 | 7,329,000 | 10,171,000 |
| Provision for loan losses | 612,000 | 1,316,000 | 1,827,000 | 3,063,000 |
| Pretax income | 2,732,000 | 5,544,000 | 8,695,000 | 12,088,000 |
| Income tax | 1,012,000 | 2,034,000 | 3,209,000 | 4,437,000 |
| Net income | 1,720,000 | 3,510,000 | 5,486,000 | 7,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,891,000 | 51,681,000 | 62,640,000 | 64,806,000 |
| Total capital | 53,897,000 | 56,438,000 | 67,930,000 | 70,973,000 |
| Risk-weighted assets | 415,134,000 | 480,350,000 | 558,550,000 | 651,561,000 |