Call reports 2003
MILE HIGH BANKS — 2003
What MILE HIGH BANKS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 263,083,000 | 333,135,000 | 354,205,000 | 406,599,000 |
| Total loans | 229,359,000 | 261,280,000 | 307,593,000 | 368,086,000 |
| Allowance for loan losses | 1,723,000 | 2,141,000 | 2,855,000 | 3,452,000 |
| Securities available for sale | 6,074,000 | 6,145,000 | 6,105,000 | 7,080,000 |
| Securities held to maturity | 881,000 | 879,000 | 878,000 | 828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,770,000 | 289,884,000 | 299,046,000 | 324,849,000 |
| Interest-bearing deposits | 211,286,000 | 267,566,000 | 268,263,000 | 288,886,000 |
| Noninterest-bearing deposits | 18,484,000 | 22,318,000 | 30,783,000 | 35,963,000 |
| Equity capital | 27,012,000 | 36,834,000 | 46,778,000 | 48,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,003,000 | 8,904,000 | 14,613,000 | 21,082,000 |
| Interest expense | 1,404,000 | 3,064,000 | 4,710,000 | 6,340,000 |
| Net interest income | 2,599,000 | 5,840,000 | 9,903,000 | 14,742,000 |
| Noninterest income | 84,000 | 147,000 | 291,000 | 388,000 |
| Noninterest expense | 1,601,000 | 3,298,000 | 5,262,000 | 7,278,000 |
| Provision for loan losses | 311,000 | 655,000 | 1,364,000 | 1,979,000 |
| Pretax income | 771,000 | 2,034,000 | 3,568,000 | 5,873,000 |
| Income tax | 285,000 | 752,000 | 1,319,000 | 2,173,000 |
| Net income | 486,000 | 1,282,000 | 2,249,000 | 3,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,960,000 | 36,773,000 | 46,725,000 | 48,171,000 |
| Total capital | 28,683,000 | 38,914,000 | 49,580,000 | 51,623,000 |
| Risk-weighted assets | 228,253,000 | 265,804,000 | 308,130,000 | 369,298,000 |