Call reports 2002
MILE HIGH BANKS — 2002
What MILE HIGH BANKS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 125,443,000 | 160,004,000 | 198,029,000 | 213,234,000 |
| Total loans | 104,954,000 | 125,495,000 | 149,547,000 | 182,996,000 |
| Allowance for loan losses | 816,000 | 958,000 | 964,000 | 1,408,000 |
| Securities available for sale | 733,000 | 4,055,000 | 4,082,000 | 4,095,000 |
| Securities held to maturity | 4,018,000 | 981,000 | 975,000 | 928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,107,000 | 136,737,000 | 173,756,000 | 184,980,000 |
| Interest-bearing deposits | 91,614,000 | 123,808,000 | 156,303,000 | 168,768,000 |
| Noninterest-bearing deposits | 11,494,000 | 12,929,000 | 17,453,000 | 16,212,000 |
| Equity capital | 18,663,000 | 19,063,000 | 19,508,000 | 22,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,559,000 | 7,639,000 | 11,161,000 |
| Interest expense | 680,000 | 1,566,000 | 2,774,000 | 4,204,000 |
| Net interest income | 1,389,000 | 2,993,000 | 4,865,000 | 6,957,000 |
| Noninterest income | 81,000 | 211,000 | 321,000 | 417,000 |
| Noninterest expense | 876,000 | 1,868,000 | 3,066,000 | 4,552,000 |
| Provision for loan losses | 222,000 | 385,000 | 495,000 | 1,166,000 |
| Pretax income | 372,000 | 979,000 | 1,653,000 | 1,684,000 |
| Income tax | 133,000 | 356,000 | 604,000 | 614,000 |
| Net income | 239,000 | 623,000 | 1,049,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,624,000 | 19,007,000 | 19,434,000 | 22,779,000 |
| Total capital | 19,409,000 | 19,909,000 | 20,398,000 | 24,187,000 |
| Risk-weighted assets | 109,333,000 | 133,283,000 | 158,917,000 | 184,129,000 |