Call reports 2024
FIRST COMMERCE BANK — 2024
What FIRST COMMERCE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 150,332,000 | 144,938,000 | 144,437,000 | 134,168,000 |
| Total loans | 97,537,000 | 100,631,000 | 100,607,000 | 100,585,000 |
| Allowance for loan losses | 1,028,000 | 1,029,000 | 1,024,000 | 1,025,000 |
| Securities available for sale | 26,441,000 | 26,002,000 | 25,323,000 | 24,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,935,000 | 115,716,000 | 114,537,000 | 115,255,000 |
| Interest-bearing deposits | 93,183,000 | 90,112,000 | 87,546,000 | 89,280,000 |
| Noninterest-bearing deposits | 28,752,000 | 25,604,000 | 26,991,000 | 25,975,000 |
| Equity capital | 12,963,000 | 13,550,000 | 14,072,000 | 14,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,593,000 | 5,493,000 | 7,242,000 |
| Interest expense | 562,000 | 1,194,000 | 1,820,000 | 2,373,000 |
| Net interest income | 1,180,000 | 2,399,000 | 3,673,000 | 4,869,000 |
| Noninterest income | 40,000 | 114,000 | 190,000 | 265,000 |
| Noninterest expense | 775,000 | 1,503,000 | 2,230,000 | 2,925,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 402,000 | 975,000 | 1,607,000 | 2,188,000 |
| Income tax | 3,000 | 19,000 | 34,000 | 50,000 |
| Net income | 399,000 | 956,000 | 1,573,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,083,000 | 14,571,000 | 14,359,000 | 14,850,000 |