Call reports 2023
FIRST COMMERCE BANK — 2023
What FIRST COMMERCE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 137,049,000 | 136,958,000 | 132,027,000 | 149,592,000 |
| Total loans | 89,613,000 | 91,875,000 | 94,765,000 | 96,365,000 |
| Allowance for loan losses | 999,000 | 1,000,000 | 973,000 | 976,000 |
| Securities available for sale | 29,849,000 | 28,995,000 | 27,999,000 | 28,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,987,000 | 124,729,000 | 119,708,000 | 120,917,000 |
| Interest-bearing deposits | 93,582,000 | 92,345,000 | 90,601,000 | 91,720,000 |
| Noninterest-bearing deposits | 31,405,000 | 32,384,000 | 29,107,000 | 29,197,000 |
| Equity capital | 11,929,000 | 12,044,000 | 12,085,000 | 13,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,258,000 | 2,686,000 | 4,149,000 | 5,656,000 |
| Interest expense | 110,000 | 325,000 | 612,000 | 958,000 |
| Net interest income | 1,148,000 | 2,361,000 | 3,537,000 | 4,698,000 |
| Noninterest income | 65,000 | 141,000 | 235,000 | 306,000 |
| Noninterest expense | 661,000 | 1,344,000 | 2,039,000 | 2,744,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 552,000 | 1,162,000 | 1,740,000 | 2,279,000 |
| Income tax | 16,000 | 36,000 | 55,000 | 75,000 |
| Net income | 536,000 | 1,126,000 | 1,685,000 | 2,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,950,000 | 13,336,000 | 13,827,000 | 14,274,000 |