Call reports 2022
FIRST COMMERCE BANK — 2022
What FIRST COMMERCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 148,347,000 | 132,067,000 | 132,422,000 | 128,250,000 |
| Total loans | 84,788,000 | 87,199,000 | 85,646,000 | 87,828,000 |
| Allowance for loan losses | 1,021,000 | 997,000 | 998,000 | 998,000 |
| Securities available for sale | 16,101,000 | 29,124,000 | 29,307,000 | 29,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,965,000 | 121,035,000 | 122,183,000 | 116,978,000 |
| Interest-bearing deposits | 104,529,000 | 90,713,000 | 91,055,000 | 88,891,000 |
| Noninterest-bearing deposits | 32,436,000 | 30,322,000 | 31,128,000 | 28,087,000 |
| Equity capital | 11,297,000 | 10,916,000 | 10,121,000 | 11,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 2,036,000 | 3,193,000 | 4,416,000 |
| Interest expense | 41,000 | 76,000 | 126,000 | 191,000 |
| Net interest income | 903,000 | 1,960,000 | 3,067,000 | 4,225,000 |
| Noninterest income | 63,000 | 137,000 | 213,000 | 387,000 |
| Noninterest expense | 644,000 | 1,287,000 | 1,923,000 | 2,551,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 323,000 | 818,000 | 1,375,000 | 2,079,000 |
| Income tax | 7,000 | 29,000 | 46,000 | 70,000 |
| Net income | 316,000 | 789,000 | 1,329,000 | 2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,163,000 | 11,606,000 | 11,870,000 | 12,502,000 |
| Total capital | 12,098,000 | 12,601,000 | — | — |
| Risk-weighted assets | 74,720,000 | 79,574,000 | — | — |