Call reports 2021
FIRST COMMERCE BANK — 2021
What FIRST COMMERCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 136,592,000 | 130,244,000 | 126,125,000 | 151,459,000 |
| Total loans | 80,233,000 | 82,819,000 | 81,282,000 | 82,792,000 |
| Allowance for loan losses | 1,021,000 | 1,022,000 | 1,021,000 | 1,021,000 |
| Securities available for sale | 13,998,000 | 16,349,000 | 15,552,000 | 14,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,257,000 | 117,531,000 | 113,481,000 | 138,624,000 |
| Interest-bearing deposits | 100,036,000 | 95,827,000 | 90,110,000 | 109,182,000 |
| Noninterest-bearing deposits | 24,221,000 | 21,704,000 | 23,371,000 | 29,442,000 |
| Equity capital | 12,236,000 | 12,583,000 | 12,481,000 | 12,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,474,000 | 3,412,000 | 4,358,000 |
| Interest expense | 70,000 | 135,000 | 184,000 | 227,000 |
| Net interest income | 1,308,000 | 2,339,000 | 3,228,000 | 4,131,000 |
| Noninterest income | 57,000 | 115,000 | 175,000 | 238,000 |
| Noninterest expense | 631,000 | 1,261,000 | 1,887,000 | 2,504,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 738,000 | 1,203,000 | 1,536,000 | 1,888,000 |
| Income tax | 50,000 | 73,000 | 94,000 | 115,000 |
| Net income | 688,000 | 1,130,000 | 1,442,000 | 1,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,100,000 | 11,474,000 | 11,420,000 | 11,685,000 |