Call reports 2020
FIRST COMMERCE BANK — 2020
What FIRST COMMERCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 99,331,000 | 110,487,000 | 114,603,000 | 123,834,000 |
| Total loans | 75,081,000 | 81,981,000 | 83,532,000 | 78,430,000 |
| Allowance for loan losses | 1,029,000 | 1,035,000 | 1,014,000 | 1,021,000 |
| Securities available for sale | 6,704,000 | 7,597,000 | 7,684,000 | 9,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,461,000 | 97,989,000 | 101,988,000 | 110,825,000 |
| Interest-bearing deposits | 72,994,000 | 79,063,000 | 82,205,000 | 86,625,000 |
| Noninterest-bearing deposits | 14,467,000 | 18,926,000 | 19,783,000 | 24,200,000 |
| Equity capital | 11,781,000 | 12,387,000 | 12,472,000 | 12,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,302,000 | 3,281,000 | 4,218,000 |
| Interest expense | 110,000 | 214,000 | 310,000 | 397,000 |
| Net interest income | 924,000 | 2,088,000 | 2,971,000 | 3,821,000 |
| Noninterest income | 77,000 | 136,000 | 267,000 | 339,000 |
| Noninterest expense | 610,000 | 1,233,000 | 1,851,000 | 2,472,000 |
| Provision for loan losses | 0 | 0 | 0 | -159,000 |
| Pretax income | 390,000 | 1,012,000 | 1,415,000 | 1,880,000 |
| Income tax | 0 | 4,000 | 17,000 | 30,000 |
| Net income | 390,000 | 1,008,000 | 1,398,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,529,000 | 11,084,000 | 11,208,000 | 11,596,000 |