Call reports 2019
FIRST COMMERCE BANK — 2019
What FIRST COMMERCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 102,294,000 | 99,607,000 | 98,183,000 | 98,677,000 |
| Total loans | 74,087,000 | 74,760,000 | 74,629,000 | 75,492,000 |
| Allowance for loan losses | 994,000 | 1,014,000 | 1,021,000 | 1,029,000 |
| Securities available for sale | 7,939,000 | 8,783,000 | 7,137,000 | 6,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,472,000 | 87,355,000 | 85,735,000 | 85,916,000 |
| Interest-bearing deposits | 73,133,000 | 70,370,000 | 69,374,000 | 69,782,000 |
| Noninterest-bearing deposits | 17,339,000 | 16,985,000 | 16,361,000 | 16,134,000 |
| Equity capital | 11,622,000 | 12,100,000 | 12,265,000 | 12,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,167,000 | 3,247,000 | 4,312,000 |
| Interest expense | 108,000 | 220,000 | 337,000 | 449,000 |
| Net interest income | 989,000 | 1,947,000 | 2,910,000 | 3,863,000 |
| Noninterest income | 86,000 | 181,000 | 281,000 | 342,000 |
| Noninterest expense | 641,000 | 1,266,000 | 1,884,000 | 2,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 564,000 | 999,000 | 1,448,000 | 1,855,000 |
| Income tax | 52,000 | 71,000 | 90,000 | 109,000 |
| Net income | 512,000 | 928,000 | 1,358,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,390,000 | 10,826,000 | 10,994,000 | 11,320,000 |
| Total capital | 11,187,000 | 11,630,000 | 11,803,000 | 12,127,000 |
| Risk-weighted assets | 63,557,000 | 64,106,000 | 64,475,000 | 64,323,000 |