Call reports 2018
FIRST COMMERCE BANK — 2018
What FIRST COMMERCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 102,698,000 | 101,825,000 | 98,513,000 | 100,929,000 |
| Total loans | 74,616,000 | 76,200,000 | 75,078,000 | 74,638,000 |
| Allowance for loan losses | 1,082,000 | 1,088,000 | 1,004,000 | 1,000,000 |
| Securities available for sale | 10,627,000 | 10,686,000 | 9,731,000 | 7,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,600,000 | 90,290,000 | 86,825,000 | 88,818,000 |
| Interest-bearing deposits | 74,049,000 | 72,677,000 | 69,087,000 | 69,518,000 |
| Noninterest-bearing deposits | 17,551,000 | 17,613,000 | 17,738,000 | 19,300,000 |
| Equity capital | 10,994,000 | 11,479,000 | 11,617,000 | 11,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 2,060,000 | 3,103,000 | 4,156,000 |
| Interest expense | 72,000 | 150,000 | 240,000 | 332,000 |
| Net interest income | 920,000 | 1,910,000 | 2,863,000 | 3,824,000 |
| Noninterest income | 139,000 | 261,000 | 361,000 | 456,000 |
| Noninterest expense | 738,000 | 1,346,000 | 1,945,000 | 2,647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 825,000 | 1,279,000 | 1,633,000 |
| Income tax | 12,000 | 20,000 | 31,000 | 42,000 |
| Net income | 309,000 | 805,000 | 1,248,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,770,000 | 10,288,000 | 10,475,000 | 10,757,000 |
| Total capital | 10,585,000 | 11,122,000 | 11,289,000 | 11,561,000 |
| Risk-weighted assets | 64,965,000 | 66,466,000 | 64,933,000 | 64,170,000 |