Call reports 2017
FIRST COMMERCE BANK — 2017
What FIRST COMMERCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,391,000 | 64,878,000 | 105,331,000 | 104,022,000 |
| Total loans | 56,113,000 | 57,469,000 | 84,235,000 | 80,658,000 |
| Allowance for loan losses | 623,000 | 623,000 | 1,380,000 | 973,000 |
| Securities available for sale | 567,000 | 556,000 | 12,518,000 | 9,911,000 |
| Securities held to maturity | 0 | 0 | 200,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,474,000 | 50,098,000 | 90,038,000 | 90,602,000 |
| Interest-bearing deposits | 40,800,000 | 40,602,000 | 72,319,000 | 73,015,000 |
| Noninterest-bearing deposits | 10,674,000 | 9,496,000 | 17,719,000 | 17,587,000 |
| Equity capital | 6,977,000 | 7,246,000 | 10,024,000 | 11,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,321,000 | 2,129,000 | 3,166,000 |
| Interest expense | 73,000 | 147,000 | 231,000 | 318,000 |
| Net interest income | 589,000 | 1,174,000 | 1,898,000 | 2,848,000 |
| Noninterest income | 44,000 | 90,000 | 148,000 | 282,000 |
| Noninterest expense | 408,000 | 755,000 | 1,127,000 | 1,755,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 335,000 |
| Pretax income | 225,000 | 509,000 | 894,000 | 1,033,000 |
| Income tax | 13,000 | 30,000 | 42,000 | 57,000 |
| Net income | 212,000 | 479,000 | 852,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,976,000 | 7,243,000 | 10,034,000 | 10,095,000 |
| Total capital | 7,559,000 | 7,855,000 | 10,955,000 | 10,981,000 |
| Risk-weighted assets | 46,564,000 | 48,998,000 | 73,234,000 | 70,796,000 |