Call reports 2016
FIRST COMMERCE BANK — 2016
What FIRST COMMERCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 64,534,000 | 64,366,000 | 66,134,000 | 65,113,000 |
| Total loans | 55,699,000 | 56,030,000 | 58,032,000 | 58,358,000 |
| Allowance for loan losses | 608,000 | 608,000 | 613,000 | 623,000 |
| Securities available for sale | 750,000 | 842,000 | 607,000 | 573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,244,000 | 50,411,000 | 52,599,000 | 50,814,000 |
| Interest-bearing deposits | 38,609,000 | 39,638,000 | 41,047,000 | 40,273,000 |
| Noninterest-bearing deposits | 10,635,000 | 10,773,000 | 11,552,000 | 10,541,000 |
| Equity capital | 6,842,000 | 7,106,000 | 7,095,000 | 7,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,273,000 | 1,940,000 | 2,603,000 |
| Interest expense | 77,000 | 152,000 | 230,000 | 306,000 |
| Net interest income | 567,000 | 1,121,000 | 1,710,000 | 2,297,000 |
| Noninterest income | 50,000 | 104,000 | 161,000 | 213,000 |
| Noninterest expense | 402,000 | 739,000 | 1,078,000 | 1,415,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 15,000 |
| Pretax income | 215,000 | 490,000 | 792,000 | 1,084,000 |
| Income tax | 9,000 | 21,000 | 31,000 | 42,000 |
| Net income | 206,000 | 469,000 | 761,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,828,000 | 7,091,000 | 7,083,000 | 7,364,000 |
| Total capital | 7,416,000 | 7,677,000 | 7,693,000 | 7,979,000 |
| Risk-weighted assets | 47,009,000 | 46,852,000 | 48,807,000 | 49,191,000 |