Call reports 2015
FIRST COMMERCE BANK — 2015
What FIRST COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 58,543,000 | 59,974,000 | 62,756,000 | 63,700,000 |
| Total loans | 52,940,000 | 53,851,000 | 55,516,000 | 55,800,000 |
| Allowance for loan losses | 568,000 | 568,000 | 568,000 | 608,000 |
| Securities available for sale | 1,059,000 | 1,018,000 | 804,000 | 772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,320,000 | 45,499,000 | 46,112,000 | 46,529,000 |
| Interest-bearing deposits | 39,685,000 | 37,825,000 | 37,946,000 | 36,367,000 |
| Noninterest-bearing deposits | 8,635,000 | 7,674,000 | 8,166,000 | 10,162,000 |
| Equity capital | 6,776,000 | 7,014,000 | 7,098,000 | 7,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,202,000 | 1,839,000 | 2,480,000 |
| Interest expense | 68,000 | 137,000 | 208,000 | 280,000 |
| Net interest income | 529,000 | 1,065,000 | 1,631,000 | 2,200,000 |
| Noninterest income | 46,000 | 97,000 | 156,000 | 206,000 |
| Noninterest expense | 405,000 | 737,000 | 1,059,000 | 1,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 40,000 |
| Pretax income | 170,000 | 425,000 | 728,000 | 975,000 |
| Income tax | 10,000 | 20,000 | 32,000 | 43,000 |
| Net income | 160,000 | 405,000 | 696,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,760,000 | 7,005,000 | 7,086,000 | 7,122,000 |
| Total capital | 7,312,000 | 7,568,000 | 7,654,000 | 7,715,000 |
| Risk-weighted assets | 44,193,000 | 45,088,000 | 46,911,000 | 47,398,000 |