Call reports 2014
FIRST COMMERCE BANK — 2014
What FIRST COMMERCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,055,000 | 57,188,000 | 58,121,000 | 60,044,000 |
| Total loans | 48,012,000 | 50,407,000 | 51,925,000 | 51,748,000 |
| Allowance for loan losses | 521,000 | 559,000 | 568,000 | 568,000 |
| Securities available for sale | 1,478,000 | 1,441,000 | 1,263,000 | 1,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,734,000 | 42,883,000 | 43,051,000 | 46,631,000 |
| Interest-bearing deposits | 37,331,000 | 35,788,000 | 35,273,000 | 37,432,000 |
| Noninterest-bearing deposits | 8,403,000 | 7,095,000 | 7,778,000 | 9,199,000 |
| Equity capital | 5,162,000 | 5,396,000 | 5,676,000 | 6,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,155,000 | 1,774,000 | 2,398,000 |
| Interest expense | 72,000 | 142,000 | 213,000 | 284,000 |
| Net interest income | 495,000 | 1,013,000 | 1,561,000 | 2,114,000 |
| Noninterest income | 47,000 | 104,000 | 160,000 | 221,000 |
| Noninterest expense | 339,000 | 637,000 | 923,000 | 1,224,000 |
| Provision for loan losses | 20,000 | 60,000 | 85,000 | 85,000 |
| Pretax income | 183,000 | 420,000 | 713,000 | 1,031,000 |
| Income tax | 8,000 | 18,000 | 28,000 | 37,000 |
| Net income | 175,000 | 402,000 | 685,000 | 994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,151,000 | 5,379,000 | 5,661,000 | 6,970,000 |
| Total capital | 5,667,000 | 5,928,000 | 6,208,000 | 7,509,000 |
| Risk-weighted assets | 41,252,000 | 43,930,000 | 43,783,000 | 43,236,000 |