Call reports 2013
FIRST COMMERCE BANK — 2013
What FIRST COMMERCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,296,000 | 50,297,000 | 50,954,000 | 52,662,000 |
| Total loans | 41,804,000 | 43,492,000 | 45,131,000 | 45,339,000 |
| Allowance for loan losses | 480,000 | 482,000 | 489,000 | 501,000 |
| Securities available for sale | 1,853,000 | 1,733,000 | 1,562,000 | 1,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,593,000 | 40,587,000 | 40,931,000 | 42,428,000 |
| Interest-bearing deposits | 36,452,000 | 33,499,000 | 33,087,000 | 35,432,000 |
| Noninterest-bearing deposits | 8,141,000 | 7,088,000 | 7,844,000 | 6,996,000 |
| Equity capital | 5,068,000 | 5,257,000 | 5,533,000 | 5,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,120,000 | 1,697,000 | 2,270,000 |
| Interest expense | 75,000 | 148,000 | 219,000 | 292,000 |
| Net interest income | 480,000 | 972,000 | 1,478,000 | 1,978,000 |
| Noninterest income | 43,000 | 99,000 | 149,000 | 202,000 |
| Noninterest expense | 336,000 | 638,000 | 924,000 | 1,202,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 15,000 |
| Pretax income | 187,000 | 433,000 | 698,000 | 963,000 |
| Income tax | 8,000 | 27,000 | 37,000 | 47,000 |
| Net income | 179,000 | 406,000 | 661,000 | 916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,039,000 | 5,265,000 | 5,520,000 | 5,776,000 |
| Total capital | 5,485,000 | 5,727,000 | 6,005,000 | 6,261,000 |
| Risk-weighted assets | 35,706,000 | 37,012,000 | 38,782,000 | 38,787,000 |