Call reports 2012
FIRST COMMERCE BANK — 2012
What FIRST COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,203,000 | 50,277,000 | 51,115,000 | 56,538,000 |
| Total loans | 38,869,000 | 39,482,000 | 41,952,000 | 42,035,000 |
| Allowance for loan losses | 458,000 | 463,000 | 465,000 | 481,000 |
| Securities available for sale | 3,303,000 | 3,187,000 | 2,943,000 | 1,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,933,000 | 40,350,000 | 41,415,000 | 46,590,000 |
| Interest-bearing deposits | 36,573,000 | 35,136,000 | 34,494,000 | 39,034,000 |
| Noninterest-bearing deposits | 6,360,000 | 5,214,000 | 6,921,000 | 7,556,000 |
| Equity capital | 5,122,000 | 4,775,000 | 5,049,000 | 5,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,129,000 | 1,704,000 | 2,282,000 |
| Interest expense | 108,000 | 200,000 | 284,000 | 363,000 |
| Net interest income | 460,000 | 929,000 | 1,420,000 | 1,919,000 |
| Noninterest income | 48,000 | 103,000 | 162,000 | 210,000 |
| Noninterest expense | 359,000 | 637,000 | 928,000 | 1,203,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 149,000 | 395,000 | 654,000 | 920,000 |
| Income tax | 8,000 | 17,000 | 24,000 | 33,000 |
| Net income | 141,000 | 378,000 | 630,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,114,000 | 4,750,000 | 5,002,000 | 5,260,000 |
| Total capital | 5,530,000 | 5,169,000 | 5,453,000 | 5,712,000 |
| Risk-weighted assets | 33,264,000 | 33,503,000 | 36,097,000 | 36,117,000 |