Call reports 2011
FIRST COMMERCE BANK — 2011
What FIRST COMMERCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,013,000 | 48,913,000 | 49,761,000 | 48,565,000 |
| Total loans | 40,104,000 | 39,574,000 | 40,697,000 | 40,682,000 |
| Allowance for loan losses | 434,000 | 434,000 | 451,000 | 467,000 |
| Securities available for sale | 1,182,000 | 1,682,000 | 1,461,000 | 1,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,879,000 | 38,570,000 | 39,241,000 | 37,830,000 |
| Interest-bearing deposits | 32,541,000 | 33,391,000 | 33,539,000 | 32,770,000 |
| Noninterest-bearing deposits | 4,338,000 | 5,179,000 | 5,702,000 | 5,060,000 |
| Equity capital | 4,954,000 | 5,158,000 | 5,374,000 | 5,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,182,000 | 1,776,000 | 2,377,000 |
| Interest expense | 150,000 | 294,000 | 428,000 | 549,000 |
| Net interest income | 444,000 | 888,000 | 1,348,000 | 1,828,000 |
| Noninterest income | 43,000 | 79,000 | 138,000 | 185,000 |
| Noninterest expense | 280,000 | 557,000 | 840,000 | 1,125,000 |
| Provision for loan losses | 20,000 | 20,000 | 35,000 | 45,000 |
| Pretax income | 187,000 | 390,000 | 625,000 | 857,000 |
| Income tax | 7,000 | 18,000 | 32,000 | 41,000 |
| Net income | 180,000 | 372,000 | 593,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,936,000 | 5,127,000 | 5,348,000 | 5,572,000 |
| Total capital | 5,364,000 | 5,547,000 | 5,786,000 | 6,014,000 |
| Risk-weighted assets | 34,199,000 | 33,585,000 | 34,998,000 | 35,337,000 |